| The view outside our window of the Saginaw River. Don't forget the gray tones as you view the next few photos. |
| We walked to dinner past the Planetarium. |
| Interesting orange vertical exterior. |
| Water Street was full of Christmas lights!! |
| Bay City has a great smorgasbord of architecture. |
| Down on Saginaw Street. |
| The holiday lights made the little city sparkle. |
| Had to take the photo...good composition. |
| When Steve and I come to Bay City to shop we always have dinner here. |
| Bay City is a 1865 lumber port on the Saginaw River off of the Saginaw bay on Lake Huron. |
| Have not had a photo of myself for over 10 years! |
| My darling mate. |
| Thank you to the waiter for the photo shot. Looks like a happy pair. Happy New Year, Love, Mary Ann & Steve |
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